We Back Ambition.

Business finance made simple.

See what you could get

reviews

5/5

From Google reviews

FCA Regulated  |  NACFB Member  |  93% acceptance rate  |  Decisions in hours | Funding £5k – £1m+

You’ve got the plans. We’ve got the funding.

 

Whether you’re buying equipment, expanding your fleet, looking at a new site, or have an opportunity that won’t wait, we’ll find the right funding for you, fast.

We work with a panel of the UK’s leading lenders to match you with finance that fits. Our Business Advisors act as just that. We learn about your business and work out what lender and what finance is best for you and advise you on the best option, while our Customer Experience Team guide you through the process. No endless back-and-forth. Just a straight answer and a clear path forward.

From your first call to funds in your account, we handle it all.

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Asset Finance

Fund equipment that drives your growth.
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Business Loan

Capital when you need it.
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Executive car finance

Drive the car that matches your ambition.
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Supplier Finance

Help your customers say yes.
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How it works

Step 1: Tell us what you need
One quick call or form. No commitment or credit check at this stage, just a conversation about what you're building and what you need to get there.
Step 2: We find the right fit
From what we learn, we search our panel of leading UK lenders to match you with the funding that works for your business.
Step 3: Done. Move forward.
Paperwork sorted. Funds released. You get back to running your business. We'll be here if you need us again.

Real businesses with real results.

“I was going to pay the full price for our catering trailer & store it over the winter but after speaking to their team I decided to do 50% and spread (easing my cash flow through winter). This means I have small repayments and can use my cash to really make it pop ready for the summer season. I have some other projects in the pipeline & I will defo look to One funding for their brilliant service.”

Northern Soul Manchester

“The entire process was smooth from start to finish. Everyone I interacted with was attentive, professional, and genuinely cared about making sure everything went perfectly. I really appreciated the clear communication and the thoughtful support throughout - it made the experience seamless and stress-free.”

Haulage Business

“I would happily recommend using One.funding as its been simple and hassle free, from beginning to end.

I was recommended through MV Commercial, who was also recommended to me.

Using One.funding has allowed my business to grow at an affordable rate. I will certainly recommend them to anyone who asks me about asset finance.”

KM Transport Wales

“Its always a worry when it comes to sourcing finance due to the amount of T&C's.. One Funding go through any concerns with you in detail. Simple process, communication on outcome if very speedy. Would very much recommend.”

Logistics Business

1,800+ businesses funded | 5/5 on Google | 93% acceptance rate | Decisions in hours

Questions business owners ask us most

How much can I borrow?

We work with funding from £5,000 to £1 million+. The right amount depends on your business, your plans, and what the lenders on our panel can offer you. Get in touch and we’ll give you a clear picture fast.

How quickly can I get funding?

In many cases, we can get you a decision within hours and funds in your account within days. We don’t believe in making you wait when there’s an opportunity on the table.

Do I need a perfect credit history?

Not necessarily. We work with a panel of lenders who look at the full picture of your business, not just a credit score. If you’ve been turned down elsewhere, it’s worth talking to us.

What types of finance do you offer?

We offer asset finance, business loans, merchant cash advance, executive car finance for business owners, you name it. Plus supplier finance for businesses that want to offer finance to their customers.

Is One.funding regulated?

Yes. One Funding Ltd is regulated by the Financial Conduct Authority. We’re also members of the NACFB.

What industries do you work with?

We work with businesses across all industries, from haulage and automotive to construction, retail, and professional services. If you’re a UK business owner looking for finance, we can help you.

Your next move starts here.

Don’t let the funding gap be the thing that holds you back. Talk to us today. It costs nothing, and it could change everything.

Apply now